Help to Buy is a government scheme to help people who are finding it hard to buy their first home or move up the property ladder.
Many people struggle to save a deposit for a house or to get a mortgage that covers the cost of a property in their area.
You can use a Help to Buy ISA or a Help to Buy equity loan to make buying a property easier.
With a Help to Buy equity loan, the government will lend you money, interest free, for a fixed period of five years. If your loan is not repaid after the five years, you will start paying interest after this initial fixed period.
With a Help to Buy ISA you set up your own ISA, which the government will then pay into.