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How much can I borrow?

You can usually borrow 4 times your salary, some lenders may offer 5 times your salary.

All lenders have different criteria that affects how much they will lend you which include: 

  • Salary and income sources
  • Size of deposit
  • Age
  • Existing financial commitments
  • Mortgage Length
  • Using a government homeownership scheme
  • Leasehold costs


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